For Churches

For Individuals & Investors

For Employees

For CCMBC Churches & Organizations

We exist to provide ministry-focused financial services to facilitate Kingdom Growth.

Legacy serves as a resource to the conferences, churches, agencies, and employees of the Canadian Conference of Mennonite Brethren Churches. We provide payroll and accounting services, administer CCMBC’s group benefits plan and pension plan, and offer lending and investment services. Our investors enable churches and pastors to have a presence in the communities they serve.

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Accounting Services

Free your staff from the burden of bookkeeping

CCMBC Legacy Fund offers accounting services to MB churches and provincial conferences.
Accounting Services strives to provide our MB churches and conferences with high-quality financial information in a timely manner.

We've Got You Covered

Services We Provide

  • Donations Record donations, prepare detailed reports, and issue official tax receipts
  • Accounts Payables Process payments efficiently and reconcile accounts to ensure accurate records
  • Financial Reporting Prepare comprehensive monthly and annual financial statements with thorough account reviews
  • Budgeting Maintain budget data and provide insightful comparison reports to support decision-making
  • Government Filings File charity returns, tax slips, and GST/HST rebates in compliance with regulations

How it Works

step by step guide

  • Step 1 - You Provide Information Your church designates a contact person who shares financial details, donation information, and payment approvals with our team. We guide you through what’s needed and keep communication simple and clear.
  • Step 2 - We Manage and Record Our accounting team takes care of the details, from donation recording and payment processing to reconciliations, journal entries, and government reporting. We ensure everything is accurate and on time.
  • Step 3 - You Receive Clear Reports We provide complete monthly financial statements, donation receipts, and reports so you can stay informed and confident in your church’s financial health.

Connect With Us

Have questions or want to get started? Email us using the button below, or call us:

What Client's Say

“God spoke very clearly to us about this move. God said, ‘I'm going to root you somewhere.’ And that was something we'd been longing for: to feel like we belong somewhere, that we could put down roots. Legacy made it possible for us to have a home, for the kids to know they're somewhere stable. We're here for as long as God wants us to be here, and we're so grateful.

– Pastor, Kelowna

It's not all about how much we can gain on our investment. To know that our money is being used to glorify God means so much more and it will matter for eternity

- Cal and Lia

We have been exceedingly thankful for the support of CCMBC Legacy over the past year. They have assisted us with questions around payroll, assisted us with questions around setting our budget this year and I just really appreciate Jason and his team. When we call them up, they are always there to offer insight.

- ONMB

“Our church has been directly using the accounting services of the CCMBC Legacy Fund for several years now. They bring a depth of experience to book-keeping that we just don't have within our congregation. We rely on them to keep good order of our monthly expenses, pay all the scheduled and sporadic expenses and reimbursements that come in throughout the month and compile our monthly financial statements. Beyond that, they provide us with guidance when unusual giving or ministry questions come up. And of course they help us stay compliant with all the annual federal requirements for charitable organizations. The value we get from the services that Legacy provides us are more than worth the cost - it lets us focus more on the ministries within our church with confidence that an experienced team is helping us manage our financial details.”

- Mission Hill Church

The CCMBC staff is knowledgeable and always willing to help. Recently we have also engaged CCMBC to take care of our church payroll needs. CCMBC payroll service is professional and accurate. Taking this responsibility off of our office staff has been a great help.”

– Ross Road Community Church

"As a small church, using CCMBC Accounting services has freed up our people to be engaged in other ministry areas. This has been invaluable for us. Along with that, having accounting professionals who are able to answer questions and work through various scenarios is a huge benefit. CCMBC Accounting staff has been easy to work with and extremely responsive to questions and requests. We are grateful to have this service available to us.”                                                                                           

- Dave Ens, Pastor of One88 Community Church

Payroll Services

CCMBC Legacy Fund offers payroll services to MB churches, schools, and camps.
Payroll Services strives to provide our MB organizations with accurate, timely, and cost-effective payroll processing, so your team can focus on ministry while we handle the details.

Why Choose Payroll Services

key benefits

Saves Time

Streamline payroll processing so your team can focus on ministry.

Stress-Free Payroll

Accurate, compliant payroll every pay period without the headaches.

Cost Effective

Minimize administrative work while keeping costs manageable.

Payroll Made Simple

From regular pay periods to year-end filings, we ensure your payroll runs smoothly and accurately

Twice-Monthly Payroll Processing

We handle all payroll calculations and ensure payments are processed accurately and on schedule every pay period.

T4s, ROEs, & Year-End Filing

We prepare and issue T4s, submit Records of Employment, and provide year-end support so your payroll remains accurate and complete.

CRA Remittances & Compliance

Your CRA source deductions are calculated, submitted, and tracked for you, keeping your organization compliant and stress-free.

Employee Support

Staff can reach out with payroll questions, ensuring everyone is informed, supported, and confident in their pay.

Payroll Forms

Downloadable Forms for your convenience

  • Payroll Information Form
  • Request to Reduce Tax Deductions at Source Form - T1213
  • Clergy Residence Deduction Form - T1223
Provincial Tax Credit Return Forms
  • Canada - TD1CAN
  • British Columbia - TD1BC
  • Alberta - TD1AB
  • Saskatchewan - TD1SK
  • Manitoba - TD1MB
  • Ontario - TD1ON
  • Quebec - TD1PQ

Questions?

Have questions or want to get started? Email us using the button below, or call us:

Loans for Churches

We assist churches and other MB organizations, such as camps and schools, by providing mortgage loans for purchasing, building, expanding, or maintaining their facilities. We partner with pastors and ministry organizations to support the growth of God’s kingdom through financing solutions that consider more than just numbers.

The current loan rate for churches is 5.75%

Effective July 1 - December 31, 2026

Loan Features & Terms

We are excited to support our churches in this way and do our best to ensure our mortgage rates and terms are competitive.

  • Financing CCMBC can finance up to 70% of the purchase or construction cost, supporting both new projects and expansions.
  • Amortization Maximum of 25 years, with flexibility to make additional payments anytime.
  • Legal Costs & Fees No fees are charged by CCMBC, but borrowers are responsible for legal expenses associated with registering the mortgage.
  • First Mortgagee CCMBC Investments Ltd. must be listed as the first mortgagee.
  • Additional Payments Borrowers can make extra payments at any time without penalty, helping reduce principal faster and potentially shorten the loan term.

How to Apply

To apply, contact us to receive a list of required documents and next steps.

Investing with Legacy

CCMBC Legacy Fund offers non-registered cash savings accounts called Legacy Accounts (formerly Deposit Accounts). These accounts give CCMBC churches and ministry organizations a flexible place to save, whether for excess funds, building projects, or investment diversification. This forms the backbone of our ability to provide church loans, pastor mortgages, and financial services.

Why Choose a Legacy Account

key benefits

No Administration Fees

Churches can maximize their funds, knowing there are no hidden or ongoing fees eating into their savings.

Competitive Interest Rates

Legacy Accounts offer rates that help your church grow its funds efficiently, ensuring your resources are well stewarded.

Fully Flexible: No Term and Never Locked-In.

Churches have complete control over their money, with the freedom to withdraw or adjust their funds at any time without penalties or restrictions.

Faith-Based Investing

By choosing a Legacy Account, churches know their funds are being invested in ways that support other CCMBC churches and ministries, helping to advance Kingdom growth together.

The current interest rate for Legacy Accounts is 2.75%

Effective July 1 - December 31, 2026

Important: Legacy Accounts are held with CCMBC Legacy Fund (not CCMBC Investments Ltd.) and are available exclusively to CCMBC churches and organizations. They follow different procedures and are not subject to subscription agreements, closing dates, or qualifying requirements.

Connect With Us

Have questions or want to open an account? Email us using the button below, or call us:

Human Resources

HR Resources for CCMBC Churches

As part of CCMBC Legacy Fund’s ongoing commitment to support the health and effectiveness of our churches, conferences, and ministries, we are pleased to provide an updated overview of three HR advisory service options available within our Canadian MB family. Each provider brings experience supporting Christian organizations and offers practical assistance across the HR lifecycle.

Canadian Centre for Christian Charities (CCCC)

For all Canadian MB Organizations

CCCC offers guidance and numerous resources to support Christian ministries on their journey to becoming ever more exemplary, healthy, and effective. They provide hands‑on, customized HR solutions tailored specifically for Christian ministries. Support is delivered primarily as a virtual service, with most interactions taking place by phone or email. Canadian charities with an active CCCC membership are eligible to access this service.

  • HR Program Overview
  • Program Brochure
  • Membership Options

Key Features

  • Customized HR support for Christian Charities
  • Primarily virtual service (phone and email)
  • Access to certified HR professionals
  • Practical help with hiring, termination, conflict management, policy development, and organizational culture
  • CCCC members have free access to a library of HR resources and bulletins, and the ability to ask general HR questions at no cost

Pricing Structure

Time is purchased in blocks of 2, 5, or 10 hours at a rate of $150/hour, with no taxes. This prepaid model provides predictable costs and flexible support for ministries with varying HR needs.

Contact CCCC to get started or to learn more

Spraggs HR Consulting Services

For all Canadian MB Organizations

Spraggs Group provides HR advisory services designed to support churches, ministries, and non‑profits. Their consultants bring experience working with faith‑based organizations and offer practical, relationship‑focused assistance.

Representation Services

  • HR program design and implementation
  • Employee relations guidance and leadership coaching
  • Staff handbooks, policies, and employment documentation
  • Recruitment and talent acquisition support
  • Compliance assistance aligned with legal and ministry values

Pricing

  • $200/hour
  • Flat-rate project pricing available
  • BCMB churches should make enquiries through the BCMB conference office as an alternate service structure has been implemented

Visit SpraggsGroup.com to learn more, or email info@spraggsadvisorygroup.com to get started.

Peterson HR Consulting

For ABMB, SKMB, and MBCM Organizations

 

 

Peterson HR Consulting offers personalized HR support tailored to small and mid‑sized organizations, including Christian ministries. Their approach emphasizes practical solutions, leadership development, and context‑sensitive HR practices.

Representation Services & Pricing

  • HR audits and organizational assessments
  • Policy and handbook development
  • Guidance on staffing, performance management, and conflict resolution
  • Hiring and termination services
  • Coaching for leaders and boards
  • Support for governance-related HR questions
  • Cost: $150/hour

Connect with Peterson HR Consulting to learn more or to get started

Wills & Estate Planning

For Your Church Family

CCMBC Legacy Fund has partnered with Advisors with Purpose (AWP) to provide families with access to Planned Giving Advisors. These specialists help individuals and families create wills and estate plans that reflect their life, faith, and values.

Thanks to our partnership with Advisors with Purpose, you and your congregation have access to the services of their Christian planned giving specialists without cost or obligation. All services are free, fully confidential, and offered with no obligation.

How Advisors with Purpose Supports Your Congregation

Key benefits

Free & Confidential

Access AWP’s estate planning services at no cost, completely confidential, with no sales pressure.

Faith-Based Guidance

Advisors at AWP provide guidance that reflects Christian values and helps families create a plan aligned with their life and faith.

Legacy Planning

Help families leave a lasting legacy with estate plans that reflect their faith, values, and desire to give generously.

Flexible Access

Meetings can be scheduled by phone or Zoom, making it easy for families to participate without leaving home.

Learn More About Advisors with Purpose

How it Works

step by step guide

  • Connect directly with AWP by email at plan@advisorswithpurpose.ca, or by phone at 1-866-336-3315 to start the process
  • Meet with an Estate Advisor by phone or Zoom to discuss your situation and explore options.
  • The Advisor creates a customized estate plan based on the information shares during your meeting.
  • Take time to review the plan on your own, and then schedule a follow-up meeting to ask questions and make decisions.
  • Work with your lawyer or financial professional to finalize your will and put your plan into action.

Planned Giving Webinars Hosted by Advisors with Purpose

Monthly webinars on estate planning, wills, and legacy giving for your church family.

Next Webinar: November 25, 2025

Thoughtful giving doesn’t end in your lifetime, and it can become one of the most enduring ways you shape the future. Join us for this webinar hosted by Abraham Somavarapha and our partners at Advisors with Purpose designed for individuals who are thinking seriously about how to align their estate plan with the causes and values that matter most to them.

Upcoming Webinars

Estate Planning for Business Owners: Protecting What You've Built and Planning What Comes Next

As a business owner, your company is more than a source of income, and it’s a major part of your legacy. Whether you’re running a family enterprise, managing a growing company, or thinking about the next generation, estate planning is a critical step in protecting what you’ve worked so hard to build. Join us for this one-hour webinar hosted by Chantel Gibbs and our partners at Advisors with Purpose, designed to help small and medium-sized business owners plan wisely for the future.

Date: Tuesday, January 27, 2026

Time: 8:00 pm ET

If you think wills are only for the wealthy or the elderly, you’re not alone, but that’s not the case. Whether you’ve just started your career, gotten married, had a child, have some savings or investments or bought your first home, having a will is one of the smartest and most responsible things you can do.

Date: Tuesday, February 17, 2026

Time: 8:00 pm ET

If you think you’ve already covered the basics of estate planning, it’s time to think deeper. From handling RRSPs and vacation properties to navigating trusts and digital assets, advanced estate planning ensures your legacy is protected and clearly communicated. Join us for a free, one-hour webinar hosted by Lorne Jackson and our partners at Advisors with Purpose designed for individuals who want to fine-tune their plans and account for the complexities of today’s assets and responsibilities.

Date: Thursday, February 26, 2026

Time: 3:00 pm ET

Estate planning isn’t just about preparing documents, it’s about creating a plan that reflects your life, protects the people you care about, and honors the values you want to pass on. Whether you’re updating an existing plan or starting from scratch, this session will walk you through the essentials with a focus on what truly matters.

Date: Tuesday, March 26, 2026

Time: 7:00 pm ET

As a new Canadian, estate planning might feel complicated, especially if you still have family, responsibilities, or property in another country. Join us for this free webinar hosted by Abraham Somavarapha and our partners at Advisors with Purpose created specifically for immigrants to Canada. We’ll help you understand the essentials so you can confidently plan your legacy and take care of what matters most.

Date: Wednesday, April 29, 2026

Time: 7:00 pm ET

Legacy isn’t a distant idea, it’s something you’re shaping with every decision, every act of generosity, and every conversation. Join us for Legacy in Motion, a free webinar hosted by Lorne Jackson and Mary Lynn Huizing and our partners at Advisors with Purpose, created to help you consider how your values and generosity today can create meaningful impact for years to come.

Date: Wednesday, May 27, 2026

Time: 8:00 pm ET

Family life can be rich, meaningful, and messy. Whether you’re navigating estranged relationships, supporting aging parents, caring for children with exceptional needs, or facing family tension, estate planning can feel overwhelming. This free webinar, hosted by Mary Lynn Huizinga and our partners at Advisors with Purpose, offers practical and compassionate guidance for those navigating real-world family dynamics. We’ll talk about how to plan with wisdom and clarity, even when relationships and responsibilities are complex.

Date: Tuesday, June 16, 2026

Time: 8:00 pm ET

Resources for Churches

Support your congregation in planned giving and legacy conversations.

Advisors with Purpose provides free, ready-to-use resources to help churches engage their members in Christ-centered estate and financial planning. These resources are designed to support pastors and leaders as they encourage their congregations to think intentionally about stewardship and legacy planning. These materials can be used before, during, or after your church service, in an email or newsletter, or posted on your website or social media.

Available resources include:

  • Video Presentations
  • PowerPoint Slides
  • Images for Social Media
  • Newsletters
  • Bulletin Inserts

These resources can be sent electronically, or if you’d prefer printed materials, we can deliver them to you. All resources are provided free of charge.

Connect With Us

If you have questions, want to get started, or would like resources for your church, Email us using the button below, or call us: